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Archives: 2023

4 Fire Prevention Tips for Your Business

4 Fire Prevention Tips for Your Business

Reducing the risk of a fire at your business is one of the most important things you can do to help protect your customers, employees and property. The U.S. Fire Administration reports that more than 116,500 nonresidential building fires occurred in 2021. Those fires caused 1,025 injuries and almost $3.7 billion in damages.The Unseen Costs For business owners, these damages can be more costly than...

6 Common Problems Caused by Clogged Gutters

6 Common Problems Caused by Clogged Gutters

Raising a ladder to dig mud and leaves from your gutters never sounds like a fun job. But if you’re a homeowner, it’s worth the hassle. That’s because cleaning your gutters can help prevent anything from bees’ nests to a bad foundation.This year, resist the urge to put off the chore. Need some motivation? Learn about these common problems caused by clogged gutters.Why is Gutter...

7 Tips for Developing Your Family’s Fire Escape Plan

7 Tips for Developing Your Family’s Fire Escape Plan

During a house fire, every second counts. That’s why it’s important for you and your family to be prepared.A recent study by the American Red Cross found that many homeowners are both overconfident and underprepared when it comes to fire safety. Practicing your escape plan twice a year helps increase the odds of survival, but 70% don't. Even more, 65% don't test their smoke alarms...

Batten Down the Hatches: What To Know About Winterizing Your Boat

Batten Down the Hatches: What To Know About Winterizing Your Boat

As the days become shorter and the temperature dips, the inevitable appears on the horizon for every boater: winter. But don’t let the impending off-season blow you off course. By planning to properly winterize your boat, you’ll confidently end the season knowing you and your beloved ship will be ready to take on the waves as soon as the snow passes and spring arrives. A...

Errors and Omissions Insurance: What Is Covered?

Errors and Omissions Insurance: What Is Covered?

Errors and omissions (E&O) insurance is a type of professional liability insurance. It is designed to protect professionals, including companies and workers, against claims of negligent actions or inadequate work brought by clients. Companies that provide services to customers for fees often purchase E&O insurance. What Does Errors and Omissions Insurance Cover? Generally, E&O insurance covers actions of professionals providing a service, including: Errors, mistakes,...